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Commercial Loans

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Operating Loans for operating inputs and expenses such as feed, fertilizer, seed, and labor, as well as for such expenditures as rent, taxes, insurance, and day-to-day living.

 Variable, prime-based and fixed rate loans are available at competitive prices to meet your specific needs.

Operating loan features include:

Commitment line

Allows you to draw money as needed against a predetermined amount of credit for an operating cycle. You only pay interest on the funds you use.

Revolving line

Is just like a commitment line, but payments restore credit to full use again

Loan terms

1 to 3 years

Payment plan

Payment schedule can be tailored to match your cash flow

Prepayment

Loans may be repaid at any time without penalty


 

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Amortization of Loan - check out our page that allows you to review the amortization of a basic loan

 

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Livestock Loans for the purchase, care and feeding, or refinancing of debt on livestock.

 Variable, prime-based, adjustable and fixed rate loans are available at competitive prices to meet your specific needs.

Livestock loan features include:

Loan term

3 - 5 years 

Payment plan

Structured to coincide with sale of livestock, or monthly, quarterly, semi-annual or annual payments

Prepayment

Loans may be repaid at any time without penalty

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 Equipment Loans for the purchase or refinancing of debt for tractors, trucks, farm implements, buildings, irrigation systems or any other equipment.

 Variable, prime-based, adjustable and fixed rate loans are available at competitive prices to meet your specific needs.

Equipment loan features include:

Loan term

Up to 7 years

Payment plan

Monthly, quarterly, semi-annual or annual payments

Prepayment

Loans may be repaid at any time without penalty

 

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Sprinkler & Grain Bin Financing:  Contact us for special terms and price.

 For more information, call your local Premier Farm Credit office, or send us an E-Mail Message.