Loans

Whether you are buying a new tractor or a new farm, we have the loan product to suit your needs!

Contact us today and let us find the perfect loan product for your operation. We offer a variety of terms, and our long-term and short-term fixed rates are hard to beat. Plus all of our standard loans are patronage eligible - which means that you can earn money back on the interest you pay!

We offer:


Mortgage Loans

We offer competitively-priced fixed-rate and adjustable-rated mortgage loans for the purchase, improvement, or refinancing of debt on farms, ranches, facilities, rural homes and rural real estate. Our loan terms can be tailored from 5 to 30 years, with a variety of payment options and interest rate plans. Many of our loan products have no prepayment penalty, and offer the benefit of our Installment Fund – allowing you to earn interest on your early payment! Our loans are eligible for rate conversions with a single conversion fee and no need for requalification. All of our standard mortgage loans are patronage eligible. Contact us today and let us find the loan best suited to your needs!


Commercial Loans

We offer a variety of loans for the shorter-term financing needs of your operation. Convenient terms and a variety of products are standard at Premier Farm Credit. Our competitively-priced rates include variable, prime-based, adjustable and fixed rate options. All of our standard loans are patronage eligible. We make loans for all types of agricultural needs, including:

  • Operating
  • Seed & Chemical
  • Farm Vehicles and Equipment
  • Bins and Sprinklers
  • Farm Buildings
  • Livestock
  • Bridge Loans
  • Farm-related businesses
  • Feedlots
  • Marketing and Processing

Looking for a little more information? Contact us today or see below.


Operating Loans

Operating loans are for operating inputs and expenses such as feed, fertilizer, seed, and labor, rent, taxes, insurance, and day-to-day living. Variable, prime-based and fixed rate loans are available at competitive prices to meet your specific needs. We offer Maximum Outstanding Balance (MOB) loans and Revolving lines of credit – and you only pay interest on the funds you use on both. Payment schedules can be tailored to match your cash flow, and loans can be repaid any time without penalty. Our operating lines also offer the benefit of our Trust Fund, where you can earn interest on your operating cash while still using it freely for operating expenses.


Livestock Loans

Livestock loans are for the purchase of breeding or market livestock, and typically have terms of 1-5 years. Payments can be structured to coincide with the sale of livestock. Loans may be repaid at any time without penalty.


Farm Vehicle and Equipment Loans

Farm Vehicle and Equipment loans are for the purchase or refinancing of debt for tractors, combines, sprayers, trucks, farm implements, and any other farm-related equipment. Loan terms are typically 1-7 years and payments can be structured to meet your needs. Loans can be repaid at any time without penalty.


Sprinklers & Grain Bins

We offer special rates and terms for financing of sprinklers and bins. Loan terms are typically 1-7 years and payments can be structured to meet your needs. Loans may be repaid at any time without penalty.

Contact us today to see how we can help you!